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Jove

Digital business insurance for freelancers and contractors with instant coverage in 90 seconds

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Business Insurance

Digital-first insurance platform offering instant coverage for UK contractors and freelancers. Policies are FCA-regulated, backed by A-rated insurers (Accelerant, Chubb), and designed for flexible work arrangements without long-term commitments. Covers 250+ professions across UK, US, and 30+ European countries.

Instant digital cover in under 90 seconds

Professional Indemnity, Public Liability, Employer Liability

True monthly subscription model

Best for:Freelancers, Freelance Platforms

Pricing

Monthly subscription (no long-term contracts)

Business Insurance for Recruitment & Payroll Firms

Flexible, packaged insurance designed specifically for UK-based recruitment agencies, umbrella companies, and payroll firms. Supports permanent, temporary, and contract placements with global client coverage including USA. Underwritten by Accelerant (A-rated insurer) with integration for MSP and enterprise talent platforms.

Professional Indemnity, Public Liability, Employer's Liability

Directors & Officers, Employment Practices Liability

Crime/Fidelity Cover, Contents & Computer Equipment

Best for:Recruitment Agencies

Pricing

Monthly payments (interest-free, cancel anytime)

Performance

Tracking the performance of the solution based on what's most important to you
Andrei F.
Review

Andrei F.

Andrei F. • Business Owner

This is the first time I needed a business insurance. Jove made it very easy for me to obtain the policy my client requested, on a cancel-any-time, monthly subscription basis. Confirmed Jove's validity with my client, also the prices seem fair. My agent, Marco, was incredibly dedicated, very quick replies via email and on the phone, even late in the evening. His effort and patience are admirable.

Dec 31, 2025
Self Reported
Christopher Tulsa
Review

Christopher Tulsa

Christopher Tulsa • Business Owner

My Agent, Mario showed an excellent knowledge of the products we needed for our Commercial Cargo Van - and the pricing was OUT OF THIS WORLD. My freight broker uses Mario @ Jove, and strongly recommended Mario. After getting this policy quoted, bound up in 15 minutes, with policy in me email all in under 30 min, MARIO IS A SUPERSTAR. And all this was because he saved me about 80% over Progressive and Geico. Finally, Mario is great, friendly, but PLEASE just use him to save $7000-7500 annually on your commercial ins. policy. Thanks MARIO!!

Dec 31, 2025
Self Reported

Qualifications

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Features

Curated Match
Indemnification

Focus Areas

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Compliance
Excess Liability
General Liability Insurance
Insurance
Professional Indemnity
Workers' Comp

Category

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Talent Providers

About Jove

Jove provides digital business insurance specifically designed for self-employed individuals and small business owners. They offer Professional Indemnity Insurance and Public Liability Insurance and Employer Liability Insurance with instant cover in 90 seconds. FCA-regulated through Jove Technology Limited and backed by Accelerant and Chubb insurers. Monthly subscription model with no long-term contracts covering 250+ professions including IT consultants and designers and management consultants and finance professionals. Operating in UK and US and 30+ European countries with claims processed within 48 hours.

Additional Details

Business Model & Pricing
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Human Cloud is a global workforce advisory firm that helps Fortune 500 companies future-proof their workforces through cloud-driven talent solutions. Led by CEO Matthew Mottola and Head of Enterprise Strategy Tony Buffum, the firm has been at the forefront of AI, talent platforms, and enterprise adoption since 2012.

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