
Digital business insurance for freelancers and contractors with instant coverage in 90 seconds
JoveDigital-first insurance platform offering instant coverage for UK contractors and freelancers. Policies are FCA-regulated, backed by A-rated insurers (Accelerant, Chubb), and designed for flexible work arrangements without long-term commitments. Covers 250+ professions across UK, US, and 30+ European countries.
Instant digital cover in under 90 seconds
Professional Indemnity, Public Liability, Employer Liability
True monthly subscription model
Flexible, packaged insurance designed specifically for UK-based recruitment agencies, umbrella companies, and payroll firms. Supports permanent, temporary, and contract placements with global client coverage including USA. Underwritten by Accelerant (A-rated insurer) with integration for MSP and enterprise talent platforms.
Professional Indemnity, Public Liability, Employer's Liability
Directors & Officers, Employment Practices Liability
Crime/Fidelity Cover, Contents & Computer Equipment

Andrei F. • Business Owner
This is the first time I needed a business insurance. Jove made it very easy for me to obtain the policy my client requested, on a cancel-any-time, monthly subscription basis. Confirmed Jove's validity with my client, also the prices seem fair. My agent, Marco, was incredibly dedicated, very quick replies via email and on the phone, even late in the evening. His effort and patience are admirable.

Christopher Tulsa • Business Owner
My Agent, Mario showed an excellent knowledge of the products we needed for our Commercial Cargo Van - and the pricing was OUT OF THIS WORLD. My freight broker uses Mario @ Jove, and strongly recommended Mario. After getting this policy quoted, bound up in 15 minutes, with policy in me email all in under 30 min, MARIO IS A SUPERSTAR. And all this was because he saved me about 80% over Progressive and Geico. Finally, Mario is great, friendly, but PLEASE just use him to save $7000-7500 annually on your commercial ins. policy. Thanks MARIO!!
Specialized areas the solution focuses on. The best solutions specialize in niches across skillsets, functions, industries, regions, and more.
General category of the solution.
Jove provides digital business insurance specifically designed for self-employed individuals and small business owners. They offer Professional Indemnity Insurance and Public Liability Insurance and Employer Liability Insurance with instant cover in 90 seconds. FCA-regulated through Jove Technology Limited and backed by Accelerant and Chubb insurers. Monthly subscription model with no long-term contracts covering 250+ professions including IT consultants and designers and management consultants and finance professionals. Operating in UK and US and 30+ European countries with claims processed within 48 hours.
An independent global marketing consultancy delivering outsized growth.




Human Cloud Verification ensures that the listed end customer is verified. It's used across kudos, customers, and business cases, and performed by Human Cloud. Think about it like a background check.


