PFM Intelligence, a Dutch SaaS company, turned movement data into actionable insights for businesses. With offices and partners across the EU, UK, Switzerland, and the US, managing multiple currencies was time-consuming and costly. Their 2 banks offered neither multi-currency accounts nor favourable exchange rates, and lengthy paperwork for new accounts or cards led to delays managing team spend. The company consolidated onto one central business account, set up entirely online without paperwork. They exchanged and held currencies at the interbank rate, sent money internationally without delays, and issued virtual and physical cards to their team locally and overseas in a few clicks. PFM Intelligence cut exchange costs by up to 0.8% per transaction and reduced daily bank reconciliation time by up to 30 minutes, completing month-end closings half a day faster. Card limits and spending rules kept team spend under control across all their markets.

When Atelier Amour's founder started her French fashion brand in 2014, international payments at traditional banks meant unfair exchange rates and time-consuming paperwork for every transfer. Resources that could have grown the business were being wasted on financial admin. The brand moved to tailored business tooling — direct transfers at interbank rates, company cards for a growing team, and streamlined expense management — simplifying international payments in one account. Atelier Amour saved 43% of what they typically spent on currency exchange and freed up 5+ hours of admin work a week with multi-currency accounts and uncomplicated expense tools. All finances, including large transfers, were managed in real time in one place.

Evy, a Paris start-up, developed product protection solutions ranging from warranties to repairs for European retailers. They expanded quickly beyond France, but rapid growth demanded scalable financial infrastructure. Managing international operations required 10 separate bank accounts to handle payments in different currencies — a slow, inefficient setup that made further growth almost impossible. Evy consolidated onto multi-currency accounts with seamless international payments in one place. Unique IBANs let them separate revenue from different claim types by routing claims through different accounts — crucial for their business model — while expense approvals increased transparency and control over team spend. With multi-currency accounts and fast, secure international transfers, global expansion became straightforward. Evy increased their operations by 70% globally and tripled their customer base since making the switch.

INKSE, an Australian brand that digitised the fashion supply chain, helped creators develop apparel on one centralised platform. The company banked with one of Australia's big four, where currency exchange and international transfers — critical to global operations — carried high rates and fees. An outdated interface made it hard to transfer funds internationally, add payees, and track transfer statuses. After switching, INKSE found a fast, intuitive process for currency exchange and transparent international transfers at much lower rates. They paid contractors and overseas suppliers and received payments from customers worldwide, tracked outgoing transfers in real time, and used virtual debit cards to organise international software subscriptions paid in USD. Just 9 months after switching, INKSE had saved $62,000 on currency exchange thanks to the interbank rate and lower fees. The savings funded new staff and operational development, letting them deliver tech projects 60% faster and strengthen the brand as they expanded toward the US.