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Insureon

Insureon is a digital insurance agency and online marketplace that helps U.S. small businesses compare quotes from top carriers, buy commercial insurance policies, and manage coverage (including certificates of insurance) online with support from licensed agents.

Chicago, Illinois, United States
CATEGORY
InsureonInsureon

Solution Highlights

Products

Showcase the products and solutions offered by Insureon
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Business Owner’s Policy (BOP)

Bundles general liability and commercial property insurance, typically at a discount, for businesses that own or rent workspace and want both liability and property protection.

Bundled coverage

Property protection

Liability protection

Best for:Small Business Owner

Pricing

Average $57/month; about 40% pay less than $50/month.

Commercial Auto Insurance

Covers bodily injury and property damage liability and related lawsuits for business-owned vehicles, with optional physical damage (comprehensive/collision) and other add-ons depending on state and policy.

State minimums

Fleet coverage

Liability protection

Best for:Operations Manager

Pricing

Average $147/month; 37% pay less than $100/month.

Cyber Insurance

Cybersecurity/data breach coverage that helps pay for incident response expenses such as investigation/forensics, notifications, credit monitoring, legal fees, fines, ransomware/extortion demands, and cyber-related business interruption; includes first-party and third-party cyber coverage concepts.

Breach response

Ransomware coverage

Cyber liability

Best for:Business Owner

Pricing

Average $145/month.

General Liability Insurance

Covers common business risks including third-party bodily injury, third-party property damage, and personal/advertising injury (e.g., libel/slander/copyright infringement). Often used to meet lease and contract requirements.

Online quotes

Same-day proof

Policy guidance

Best for:Small Business Owner

Pricing

Average $45/month ($538/year).

Professional Liability Insurance (E&O)

Also called errors & omissions; covers legal defense costs, settlements/judgments for claims related to professional mistakes/oversights, undelivered services, negligence allegations, breach of contract, and missed deadlines.

Claims-made coverage

Industry-specific E&O

Legal defense

Best for:Service Provider

Pricing

Average $88/month; about a third pay less than $50/month.

Workers’ Compensation Insurance

No-fault coverage for work-related injuries/illnesses, including medical expenses, disability benefits, death benefits, and typically employer’s liability protection for employee injury lawsuits (varies by state).

State compliance

Medical coverage

Employer liability

Best for:Small Business Owner

Pricing

Average $54/month; 23% pay less than $30/month.

Performance

Tracking the performance of the solution based on what's most important to you

No performance data available for this company.

Qualifications

Certifications, badges, customers, and features that qualify this solution

Features

Appointment scheduling
Carrier comparison
Certificate downloads
Customer portal
Endorsement requests
Instant Quotes
Licensed agents
Mobile optimized
Online purchase
Policy Management
Renewal support
Single application
Text email phone support

About Insureon

Insureon is a digital insurance agency and online marketplace focused on helping U.S. small businesses compare quotes, purchase commercial insurance policies, and manage coverage online. The company positions itself as the #1 digital agency for small business insurance and emphasizes a streamlined buying experience: a single online application can return real-time quotes from multiple carriers, after which licensed agents help customers understand coverages, choose limits, and finalize policies. The business serves a wide range of professions and industries (stated as 900+ industries) and offers common commercial lines such as general liability, workers’ compensation, professional liability (E&O), business owner’s policies (BOP), cyber insurance, commercial property, commercial auto, and umbrella coverage. Customers can then manage policies through an online portal, including accessing certificates of insurance, requesting endorsements, reviewing policy documents, and contacting their agent or account manager. Insureon states it is licensed in every U.S. state, and its agents are licensed in all 50 states plus Washington, D.C. The company is part of HUB International (described as the fifth largest insurance broker in the world) and is a division of Specialty Program Group LLC / DBA SPG Insurance Solutions. Insureon also emphasizes long-term service through account management and renewals, along with education via resources such as a small business blog, glossary, FAQs, and state requirement guides. The company highlights scale and credibility signals including having served more than 450,000 small businesses, delivering over 1.8 million policies, and writing $3 billion+ in insurance premiums. It also references third-party reputation markers including an A+ accreditation from the Better Business Bureau (BBB) and an “Excellent” Trustpilot rating.

Additional Details

Customer Regions
US
Industries
Advisory Consulting
Auto Services
Biotechnology
Cannabis
Cleaning Services
Clinical Healthcare
Construction
Consumer Retail
Delivery
Delivery Services
Energy & Manufacturing
Finance and Accounting
Food and Beverage
Home-based Businesses
Human and Social Services
Installation Services
Insurance
Landscaping
Legal Real Estate Healthcare
Manufacturing and Transportation
Media and Advertising
Nonprofits
Personal Care
Pet Care
Photo and Video
Printing and Copying
Professional Services
Sports and Fitness
Therapy and Counseling
Trucking
Wholesale and Distribution
Languages
en
es
Business Model & Pricing
Agency

Insurance premiums vary by policy and business; the site publishes average monthly costs such as general liability $45/mo, BOP $57/mo, workers’ comp $54/mo, professional liability $88/mo, cyber $145/m

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